What should I do if my car falls into water? A life-saving guide for critical moments
In recent days, heavy rains have occurred frequently in many places across the country, and incidents of vehicles wading into water or even falling into the water have been reported frequently. According to incomplete statistics, among the topics related to vehicles falling into water that have been hotly discussed on social media and news platforms in the past 10 days, "self-rescue skills", "vehicle escape tools" and "insurance claims" have become key words. The following is structured data and response plans compiled based on hot spots across the entire network.
1. Hotspot data on vehicle falling into water incidents in the past 10 days

| event type | Discussion popularity (10,000) | Main areas of occurrence |
|---|---|---|
| Heavy rain causes vehicles to be flooded | 45.6 | Guangdong, Fujian, Zhejiang |
| Bridge falling into water accident | 28.3 | Hubei, Sichuan |
| Water accumulation in parking lot | 15.2 | Beijing, Shanghai |
2. Golden self-rescue steps after a vehicle falls into water
1.keep calm: When a vehicle first falls into the water, it will take about 30 seconds to 1 minute to float. You need to quickly unfasten your seat belt and give priority to opening the windows or doors to escape.
2.broken windows technique: If the circuit is short-circuited and the window cannot be opened, use a window-breaking hammer (it is recommended to keep it in the car) to hit the four corners of the side window. Do not try to break the front windshield (mostly laminated glass, which is difficult to break).
3.Escape direction: After the water pressure is balanced (when the car is about to be filled with water), take a deep breath and swim out of the car window, taking care to avoid whirlpools or obstacles.
3. List of essential vehicle escape tools
| Tool name | function | Recommended placement |
|---|---|---|
| Window hammer | Break the car window glass | Driver's door storage compartment |
| Escape seat belt cutter | Quickly cut off stuck seat belts | Center armrest box |
| small oxygen cylinder | underwater breathing assistance | Under the passenger seat |
4. Things to note when settling insurance claims
1.Time limit for reporting a crime: A vehicle must report the incident within 48 hours after wading into water, and keep photos of the scene, meteorological certificates and other evidence.
2.Insurance coverage: Only "car damage insurance" can compensate for losses other than the engine, and "water-related insurance" can cover engine repair costs.
3.Avoid secondary ignition: Insurance companies usually refuse to compensate for damage caused by forcibly starting the engine after stalling in water.
5. Warning on cases hotly discussed by netizens
A car owner in Guangdong drove into deep water during heavy rain and the car window automatically locked and he was trapped. Fortunately, a passerby broke the window with an iron rod to rescue him. The incident triggered a discussion on the safety of the "vehicle automatic locking function", and experts recommended turning off this function on rainy days.
Conclusion
Although a vehicle falling into water accident occurs suddenly, scientific self-rescue preparation can greatly increase the chance of survival. It is recommended that car owners regularly check their escape tools, become familiar with the vehicle's emergency mechanism, pay attention to weather warnings, and avoid driving on high-risk roads. Repost this article, it might save a life!
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